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No doubt you’ve heard about the new Health Insurance Marketplace, a key part of the Affordable Care Act (ACA) that will be open for business on October 1. LGBT older people stand to benefit greatly from new health coverage options under ACA. Here’s what you need to know about Obamacare.

LGBT Older People and Health Reform

For older people under age 65 and uninsured, the Marketplace provides a variety of insurance plans to make health care affordable for you and your family. The Marketplace Open Enrollment period is October 1, 2013 to March 31, 2014. Got questions? Read through our FAQ below, or visit or call 1-800-318-2596—help is available 24/7 in 150 languages.

For older people age 65+ and already on Medicare, the Marketplace does not affect you. However, between October 15 and December 7, 2013, you have the opportunity to review your current health and drug prescription coverage. Visit or call 1-800-Medicare for information on Medicare Open Enrollment.

Enrollment is easy—download our fact sheet for some simple steps to get you started.

Frequently Asked Questions

What is the Health Insurance Marketplace?  

How do I apply for health insurance coverage?  

What’s in it for LGBT older adults?  

I’m over age 65. What does Obamacare have to do with me?  

I’m transgender. How can Obamacare help me?  

I’m living with HIV/AIDS. How does Obamacare help me?  

More questions? Visit or call 1-800-318-2596.

Additional Resources

SAGE Blog Series on Obamacare


  • Health Care Reform: Health Insurance & Affordable Care Act, WebMD. This page includes simple tools—such as calculators, quizzes and videos—to help you figure out health insurance costs and how to apply for coverage.
  • Subsidy Calculator, Kaiser Family Foundation. Beginning in October 2013, middle-income people under age 65, who are not eligible for coverage through their employer, Medicaid, or Medicare, can apply for tax credit subsidies available through state-based exchanges to help pay for insurance. Use this calculator to see if you might be eligible for a tax credit subsidy.


Fact Sheets

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